The Federal Reserve did a study in 1992 which indicated that 43% of
families spend more than they earn.
Watch out for phishers. A phisher is someone who attempts to steal
vital account information data from you. You have probably seen
They usually look official and try to make themselves look like an email
from your bank or from a popular online auction (Ebay) or sometimes
They try to get you to go to a web site to update your account or they
claim your account will be frozen, shut down, etc.
In actuality they are trying to steal your information so that they can either
steal your money or commit some other type of fraud.
Do not fall victim to this – don’t pay attention to any emails that say you have
to or need to provide account information. It just isn’t true.
By the same token, never give your credit card information over the phone
to someone who says they need it to verify your identity or something
As a general rule, don’t give your credit card information over the phone
unless you called them and know exactly who you are calling.
Contact law enforcement officials if you have or suspect you have fallen
victim to a phisher scheme.
You don’t want to be a victim of identity theft.